Privacy Policy
- Information included on requests for services, applications, questionnaires, new account forms and other related forms, such as your name, mailing address, e-mail address, phone number(s), fax number(s), employer identification number, assets, liabilities, revenues and/or income
- Information about your transactions with us such as purchases, sales, account balances,trading activity, bank account information and wire transfer information
- Information that we may be required by law to obtain from you
- Information acquired from third parties, such as regulatory agencies
- Information acquired though the your participation in surveys, questionnaires and promotions, if any
- Information provided, derived or captured from your activities on the Site, such as your Internet Protocol address, browser type, operating system, Internet Service Provider, time stamps, the prior and following websites you view and/or banner ads you click. This type of indirect information gathering is described more fully below under the heading "COOKIES"
Non Public Private Policy
We collect information about you to help serve your financial needs, provide client service, and fulfill various legal and regulatory requirements. Non-public information about you allows us to respond more accurately and efficiently to your requests, identify opportunities to give you more convenience and control by developing new services that may benefit you, secure your accounts and help protect you and us from fraud, and to help us assess your needs and preferences and better serve you. We may also use this information to inform you about important information relating to your account, including important administrative information, and to customize your browsing experience and inform you about additional products, services or promotions that may be of interest to you.
Should you close your account with us, UBOC will retain your information, including non-public information, but only use it to comply with regulatory requirements and to periodically contact you to offer you the opportunity to reactivate your account or participate in other valuable offers. Privacy Policy Opt Out Private Policy Cookies Private Policy A "cookie" is a small text file placed on your hard drive by page servers so it can be read back later from that browser. This is useful for having the browser remember specific information, such as pass codes and log in identification. A cookie cannot retrieve any other data from your hard drive, pass on computer viruses, or collect identifiable information to determine who you are, or capture your e-mail address. Our cookies are used for internal administrative purposes only and are not used to collect or disseminate identifiable information to any third party.
One of the most beneficial uses of cookies is Site personalisation, where you are able to customize the information you see. For example, by using cookies as part of our online trading, you can personalise your Site. Each time you access your online trading homepage, the browser will remember your preferences until the cookie expires.
Cookies are also used on our Site to help us monitor traffic patterns and see how the user navigates through our Site. This helps identify what sections of our Site are visited most often so we can provide more information on the topics and subjects that our clients are interested in. For instance, we may share Site usage information about visitors to the Site with reputable advertising companies for the purpose of targeting our Internet banner advertisements on this Site and other sites. For this purpose pixel tags (also called clear gifs) may be used to note the pages you've visited. The information collected by the advertising company through the use of these pixel tags is not identifiable as yours.
Cookies may also be placed by third parties when you access their sites through linking from this Site. We do not have access to these cookies or any information that these cookies may contain. Please contact the third-party site for more information on these cookies. Although we encourage third parties to adhere to appropriate privacy policies and standards, we are not responsible for the actions or policies of such parties.
You may determine if and how a cookie will be accepted by your system by configuring your preferences or options in your browser. However, since some of our applications use cookies to manage your session, disabling a cookie may cause some functions to not work properly. Security Privacy Policy In order to further protect you, UBOC maintains strict internal security measures. We restrict access to your information to those employees who need to know that information to service your account and provide you with a full range of services to help you meet your financial needs. We also maintain physical, electronic and procedural safeguards that comply with industry security standards to guard your non-public information. While no security system is absolutely impenetrable, we are constantly reviewing, refining, and upgrading our security infrastructure as new tools or techniques become available.
Subject to the terms of this Privacy Policy, UBOC will return your information, and all copies thereof, within a reasonable time after your request. However, UBOC may retain one (1) copy of all of your information solely for its own record keeping purposes and to meet regulatory requirements. Amendments Privacy Policy UBOC reserves the right to change the terms and conditions of this Privacy Policy at any time in its sole discretion. UBOC will provide notification of any change by posting the change on the Site. You are responsible for regularly reviewing this Privacy Policy and all such changes. Continued use of the Site after any such changes have been posted shall constitute your agreement to such changes.